For clients who already know they would like to commit for at least 2 years, Lease Purchase can be a great option. It’s a practical solution for many reasons.
1. Spread the cost over time
Instead of paying a large lump sum upfront, clients who choose a lease-purchase agreement can pay in monthly or quarterly instalments.
This improves cash flow and makes high-value assets more affordable.
2. Keep capital free for other priorities
Businesses often prefer to use their cash for things that generate revenue immediately (marketing, staffing or expansion) rather than tying it up in equipment or furniture.
3. Asset ownership at the end
Unlike regular leasing, a lease-purchase agreement typically ends with the client owning the asset after the final payment. They get the best of both worlds: low initial cost plus long-term ownership.
4. Budget predictability
Fixed payments on a lease-purchase make it easier for clients to plan financially. No big surprises, no big upfront shocks.
5. Tax benefits
In the UK, lease-purchase payments are deductible as business expenses.
6. Access to better-quality assets
Clients can acquire higher-spec furniture phone booths and meeting pods when they don’t need to pay in full upfront.
7. Preserves borrowing capacity
Since it isn’t always treated the same as a loan, a lease-purchase agreement may not impact credit lines in the same way.
This leaves clients free to borrow for other business needs.
8. Simple and quick approval
Finance companies often approve lease-purchase agreements more quickly than traditional loans, allowing clients to move ahead with projects faster—especially relevant for office refits.
Get in touch with our team for more information or a quotation for your specific business needs.
